Finance

Floods are the most common and costly natural disasters in the United States, yet many homeowners and renters are unaware that standard homeowner insurance does not cover flood damage. Whether you live in a high-risk coastal region or a low-lying inland area, flood insurance can protect your home and financial future from unexpected water damage. Flood insurance is a separate policy that covers damage caused by rising water, including events like heavy rainfall, storm surges, overflowing rivers and flash...

Having bad credit doesn’t mean you’re out of options when you need a loan. While a low credit score can limit your choices, many lenders offer loans tailored to people with credit challenges. From online lenders to credit unions and secured loans, there are multiple ways to get financial help—even with a score below 580. Here’s a guide to the best loan options for bad credit, what you’ll need to qualify, and how to apply. Credit scores range from...

Reward credit cards have become popular financial tools for consumers looking to maximize their spending benefits. Whether you're seeking cashback on everyday purchases, travel rewards for your next vacation or points for online shopping, the right reward credit card can significantly enhance your financial strategy. Here's a comprehensive look at the top reward credit cards available in 2025. The Chase Sapphire Preferred stands out as one of the most popular travel reward cards. Cardholders earn 2x points on travel...

Running a small business comes with numerous risks, and one lawsuit or accident can potentially destroy everything you've worked to build. Liability insurance serves as a crucial safety net, protecting your business from financial ruin when accidents happen or claims are filed against your company. Keep reading to learn about different types of coverage for liability insurance for your small business and top providers to consider. Liability insurance protects your business from claims made by third parties who suffer...